Should Christians Invest? Today is a day wherein I am writing random thoughts again. The thought that has lingered in my mind is whether it is wrong for Christians to invest in the stock market. I am certain there are various schools of thought on the issue. However, I can only write from my own perspective. My perspective will continue to be my perspective until I am taught otherwise.
I personally do not see an issue with investing in something with the expectation of a return. I would often hear older people say that we should put our money in either a checking or savings account or both. The purpose: to save it for a rainy day. In all honesty, the more I think about this saying…the more I am inclined to disagree to a certain extent. Here’s why…
Why is it okay for the financial institutions where I have parked my money to make an increase on my money when they lend it to someone else, but I cannot? It is my money that I lent to the financial institution. Yet they receive the greater return on my money. Where is the logic in this thinking? Yes, I may receive a return of $0.01, but the bank will receive much higher return on my money than this. Is this making sense?
After doing research on the stock market and learning how to wisely invest from experienced individuals, I can put this same money to the stock exchanges and receive a greater return on my initial investment. Is this not being a wise steward over the financial gifts with which God has blessed me? Once I have returned my tithe to God’s house, He has promised provide an increase on my investment into His Kingdom. This, however, is contingent upon whether I am using this resource wisely.
I have to consider what is my main motivation for making the investment. Is it just to gain a return for my household alone? It should be in order to obtain a return so I may further God’s Kingdom agenda. It is the same as it is with any other gift we receive from God. Yes, we can enjoy the gifts we receive from God, but we must also use it for Kingdom business as well. If I am wisely investing in business ventures that do not conflict with my personal belief (based on Kingdom principles), then I believe that God will provide the increase that is necessary to fulfill every need including my own needs.
Sometimes we become so singularly focused that we miss the opportunities that God has placed in front of us. We love to repeat the verse which states “…the wealth of the sinner is laid up for the just…” (Prov. 13:22). However, there is never any corresponding act to connect to faith on our part. In addition to this, the first part of the same verse teaches us that, “A good man leaveth an inheritance to his children’s children…” How can we leave anything if we have never done anything wherein the value of the money would appreciate enough to make provision for several generations?
Furthermore, if we are not teaching our children the value of money and the importance of investing, then they will not be able to make this scripture become a reality in their lives and generations to come. In this case, we would be doing them a great disservice. The Bible also teaches, “Train up a child in the way he should go: and when he is old, he will not depart from it...” (Prov. 22:6). We tend to use this concerning a Christian lifestyle while often ignoring the fact that it should be applied to all areas of Kingdom living.
As members of God’s Kingdom, we have to learn how to steward better so we can become better stewards. Do not be afraid to pick up a book and research investments. Do not be afraid to teach your children about the value of money and the importance of investing. We have an obligation to prepare them for becoming wise stewards over the inheritance we leave for them. This is a Biblical principle for Kingdom living.
Sean Mungin, author of “The Thorn In The Flesh”